Earlier this year, we met homeowner James Hobby, a UK homeowner who experienced a catastrophic loss when his home collapsed during renovation works. And without the right insurance policies in place, James was left footing the bill.

In an especially commissioned five-minute film, we highlight his story in more detail and identify how his losses of £250k could have been avoided. It's a shocking, but all too often regular occurrence, and this story acts as a reminder for all of us as to the importance of JCT contracts, so that a renovator stays in control throughout project works.

Watch the film here:

It’s important that home owners engage with an insurance broker that specialises in renovation risks, to make sure that everything is fully protected. However, most home renovators, and many home insurance brokers, have no knowledge of JCT contracts. In most cases, it is only when a homeowner needs to arrange the insurance for their home undergoing work that they uncover just exactly what is involved. Very few even notify their insurer; presuming they are covered – and it’s a big problem.

A home should never be at risk due to the lack of insurance or the wrong cover. That’s why we work so very closely with brokers and other professionals to help them set out the very best result for their Renovation clients.

Need renovation insurance advice? We're here to help.

If you're looking at undertaking a renovation or extension project costing from £50k to £250k, a specialist renovation insurance broker can help ensure that you and your property are fully protected. Contact us to be put in touch with a specialist broker.

Category: Blog

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