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Residential property
Residential property forms the core of what we underwrite and most importantly is your client’s home. -
Commercial property
Commercial property insurance during works forms the backbone of disaster recovery for business like property owners and developers. -
Liabilities
Although JCT looks to pass the liability for an ongoing project onto the contractor, you should consider the risks that you client still runs by nearly owning the property that is undergoing works. -
Party wall liability
There is much confusion in the industry about what this insurance cover provides and how it operates. -
Latent defects
Latent defects are errors in the design or construction of a property that leads to failure or damage to the fabric or the building. -
Unoccupied Property
The product is designed for properties with a reinstatement value ideally in excess of £250,000 that are vacant on a permanent or temporary basis.
Our products are designed to meet exactly the needs of a client, whether they are private or commercial, who is renovating, extending, or altering property. Our products dovetail with JCT but cover other aspects of the risks they face.
This makes our products not only more suitable, but more comprehensive than others on the market. Our overarching principle is the the client must win when they take out our policies.