We’re driven by our mission to ensure homeowners protect their most financially and emotionally valuable asset at the point of greatest risk. Nobody should lose their home because they are not properly insured during a renovation project.

Through our community of renovation specialist brokers across the country, we can offer you access to a full suite of renovation insurance products underwritten by our in-house team. We’re confident we can help you understand the issues and risks you face in undertaking building works and provide a comprehensive insurance solution to fully protect you throughout your project.

Proud to be
Renovation Insurance
Experts

Specialist renovation policies
Exceptional underwriting and advice
Online tool to find specialist brokers
Backed by insurers with A rated capacity

Products

Renovation 500

Are you a UK homeowner undertaking building work or an extension set to take 6 months or less? If your rebuild costs are valued up to £450,000, and project works of up to £250,000, we can help.

  • Existing Structure value up to £450,000
  • Contract Works value up to £250,000
  • Homeowner’s Liability – £2,000,000
  • Works duration of 6 months or less
  • Set price of £500

Renovation 950

Are you a UK homeowner undertaking building work or an extension set to take up to 12 months? If your rebuild costs are valued up to £450,000, and project works of up to £250,000, we have a product for you.

  • Existing Structure value up to £450,000
  • Contract Works value up to £250,000
  • Homeowner’s Liability – £2,000,000
  • Works duration between 6 – 12 months
  • £250,000 Non-Negligence limit included as standard
  • Set price of £950

Renovation Master

Are you a UK homeowner undertaking building works or an extension with a rebuild value above £450,000? No matter how long your project might take, we can cover you.

  • Existing Structure value above £450,000
  • No restrictions on minimum or maximum project duration
  • Contract values from £250,000 up to £150 million
  • Homeowner’s Liability – £2 million, £5 million and £10 million

Renovation Ultra

Proud to offer the widest available cover for UK homeowners undertaking building work and extension projects worth in excess of £5 million. Here’s why we’re chosen to cover high value renovations:

  • Existing Structure value above £450,000
  • Contract Works value greater than £5 million
  • Homeowner’s Liability from £5 million to £20 million
  • Contract values from £5 million up to £150 million
  • No restrictions on minimum or maximum project duration

Renovation Asset

Are you a UK commercial property owner or developer who’s set to renovate, refurbish or extend an existing property, or undertake a new build? Our comprehensive policy can cover you.

  • Policy designed for commercial high value renovations and new builds
  • Existing structure value above £450,000
  • Contract works value greater than £250,000
  • Property Owner’s Liability- £2 million, 5 million and
    £10 million
  • No restrictions on minimum or maximum project duration
  • Contract values from £250,000 up to £150 million

Renovation Unoccupied

Do you have a UK property that’s vacant on a permanent or temporary basis (such as a second home or a property pending probate or future redevelopment)? We can fully protect it with our dedicated product.

  • Covers both standard and non-standard construction
  • Grade 2, 2*, B and C Listed properties all eligible
  • 3, 6 and 12 month policies are available
  • Accidental damage cover can be included
  • Voluntary excess levels up to £10,000 that attract premium discounts