With a willingness to confront the harsh truths, we continually challenge ignorance and ambivalence around the insurance of the potentially life-changing risks renovation projects bring.

Our competent and conscientious team of problem-solvers build the right underwriting solutions that wholly protect policyholder’s property, works and liability exposures.

Proud to be
Renovation Insurance
Experts

Specialist contract works policies
Exceptional underwriting expertise
Market leading expertise and trustworthiness
Backed by insurers with A rated capacity

Products

Renovation 500

For all UK homeowners undertaking building works and extensions with rebuilds of up to £450,000, and works of up to £250,000, lasting less than 6 months.

  • Existing Structure value up to £450,000
  • Contract Works value up to £250,000
  • Homeowner’s Liability – £2,000,000
  • Works duration of 6 months or less
  • Set price of £500

Renovation 950

For all UK homeowners undertaking building works and extensions with rebuilds of up to £450,000, and works of up to £250,000, lasting between 6-12 months.

  • Existing Structure value up to £450,000
  • Contract Works value up to £250,000
  • Homeowner’s Liability – £2,000,000
  • Works duration between 6 – 12 months
  • Non-Negligence – £250,000 limit included as standard
  • Set price of £950

Renovation Master

This product is suitable for all UK homeowners undertaking building works and extensions with rebuilds worth above £450,000.

  • Existing Structure value above £450,000
  • No restrictions on minimum or maximum project duration
  • Contract values from £250,000 up to £150 million
  • Homeowner’s Liability – £2 million, £5 million and £10 million

Renovation Ultra

The widest available cover for all UK homeowners undertaking building work and extension projects worth in excess of £5 million.

  • Existing Structure value above £450,000
  • Contract Works value greater than £5 million
  • Homeowner’s Liability from £5 million to £20 million
  • Contract values from £5 million up to £150 million
  • No restrictions on minimum or maximum project duration

Renovation Asset

A comprehensive policy for UK commercial property owners and developers who renovate, refurbish or extend an existing property, or undertake new builds.

  • Policy especially for commercial high value renovations and new builds
  • Existing structure value above £450,000
  • Contract works value greater than £250,000
  • Property Owner’s Liability- £2 million, 5 million and £10 million
  • No restrictions on minimum or maximum project duration
  • Contract values from £250,000 up to £150 million

Renovation Unoccupied

A policy specifically tailored for properties that are vacant on a permanent or temporary basis (such as a second home or a property pending probate or future redevelopment).

  • Covers both standard and non-standard construction
  • Grade 2, 2*, B and C Listed properties all eligible
  • 3, 6 and 12 month policies are available
  • Accidental damage cover can be included
  • Voluntary excess levels up to £10,000 that attract premium discounts