Nobody should lose their home because they are not properly insured during a renovation project. Yet too many people take enormous risks without knowing it.

As a renovation project professional, your role is key to delivering an exceptional result. And your clients trust your advice. Have you asked them how they are insuring the project?

We can help you and your clients understand the issues and risks faced in undertaking building works and provide a comprehensive insurance solution to fully protect the property. In fact, we are the only underwriters in the sector that engage directly with project professionals to give advice when needed.

Use the buttons below to find out more about our products and Renovation Underwriting.

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Products

Renovation Master

Does the renovation project you are working on have a rebuild value above £450,000? No matter how long the project might take for you and the UK homeowner, we can cover it.

  • Existing Structure value above £450,000
  • No restrictions on minimum or maximum project duration
  • Contract values from £250,000 up to £150 million
  • Homeowner’s Liability – £2 million, £5 million and £10 million

Renovation Ultra

Do you work with UK homeowners undertaking building work and extension projects worth in excess of £5 million? Here’s why we’re chosen to cover high value renovations:

  • Existing Structure value above £450,000
  • Contract Works value greater than £5 million
  • Homeowner’s Liability from £5 million to £20 million
  • Contract values from £5 million up to £150 million
  • No restrictions on minimum or maximum project duration

Renovation Asset

Are you working with a UK commercial property owner or developer who’s set to renovate, refurbish or extend an existing property, or undertake a new build? Our comprehensive policy can cover the project.

  • Policy designed for commercial high value renovations and new builds
  • Existing structure value above £450,000
  • Contract works value greater than £250,000
  • Property Owner’s Liability- £2 million, 5 million and
    £10 million
  • No restrictions on minimum or maximum project duration
  • Contract values from £250,000 up to £150 million

Renovation Unoccupied

Do you know of a client with a UK property that’s vacant on a permanent or temporary basis (such as a second home or a property pending probate or future redevelopment)? We can fully protect it with our dedicated product.

  • Covers both standard and non-standard construction
  • Grade 2, 2*, B and C Listed properties all eligible
  • 3, 6 and 12 month policies are available
  • Accidental damage cover can be included
  • Voluntary excess levels up to £10,000 that attract premium discounts

Renovation Non-Neg Pro

A policy specifically tailored for properties that are vacant on a permanent or temporary basis (such as a second home or a property pending probate or future redevelopment).

  • Covers both standard and non-standard construction
  • Grade 2, 2*, B and C Listed properties all eligible
  • 3, 6 and 12 month policies are available
  • Accidental damage cover can be included
  • Voluntary excess levels up to £10,000 that attract premium discounts