We’re driven by our mission to ensure homeowners protect their most financially and emotionally valuable asset at the point of greatest risk. Nobody should lose their home because they are not properly insured during a renovation project.

As a renovation project professional, your role is key to delivering an exceptional result. And your clients trust your advice. Have you asked them how they are insuring the project?

We can help you and your clients understand the issues and risks faced in undertaking building works and provide a comprehensive insurance solution to fully protect the property. In fact, we are the only underwriters in the sector that engage directly with project professionals to give advice when needed.

Proud to be
Renovation Insurance
Experts

Specialist renovation policies
Exceptional underwriting and advice
Build your contract works knowledge
Direct communication with in house renovation specialists

Products

Renovation 500

Are you part of a UK project with building work or an extension set to take 6 months or less? If rebuild costs are valued up to £450,000, with project works up to £250,000, this is the product that a property owner will need.

  • Existing Structure value up to £450,000
  • Contract Works value up to £250,000
  • Homeowner’s Liability – £2,000,000
  • Works duration of 6 months or less
  • Set price of £500

Renovation 950

Are you working with a UK homeowner undertaking building work or an extension set to take up to 12 months? If rebuild costs are valued up to £450,000, with project works up to £250,000, we have a product for your client.

  • Existing Structure value up to £450,000
  • Contract Works value up to £250,000
  • Homeowner’s Liability – £2,000,000
  • Works duration between 6 – 12 months
  • £250,000 Non-Negligence limit included as standard
  • Set price of £950

Renovation Master

Does the renovation project you are working on have a rebuild value above £450,000? No matter how long the project might take for you and the UK homeowner, we can cover it.

  • Existing Structure value above £450,000
  • No restrictions on minimum or maximum project duration
  • Contract values from £250,000 up to £150 million
  • Homeowner’s Liability – £2 million, £5 million and £10 million

Renovation Ultra

Do you work with UK homeowners undertaking building work and extension projects worth in excess of £5 million? Here’s why we’re chosen to cover high value renovations:

  • Existing Structure value above £450,000
  • Contract Works value greater than £5 million
  • Homeowner’s Liability from £5 million to £20 million
  • Contract values from £5 million up to £150 million
  • No restrictions on minimum or maximum project duration

Renovation Asset

Are you working with a UK commercial property owner or developer who’s set to renovate, refurbish or extend an existing property, or undertake a new build? Our comprehensive policy can cover the project.

  • Policy designed for commercial high value renovations and new builds
  • Existing structure value above £450,000
  • Contract works value greater than £250,000
  • Property Owner’s Liability- £2 million, 5 million and
    £10 million
  • No restrictions on minimum or maximum project duration
  • Contract values from £250,000 up to £150 million

Renovation Unoccupied

Do you know of a client with a UK property that’s vacant on a permanent or temporary basis (such as a second home or a property pending probate or future redevelopment)? We can fully protect it with our dedicated product.

  • Covers both standard and non-standard construction
  • Grade 2, 2*, B and C Listed properties all eligible
  • 3, 6 and 12 month policies are available
  • Accidental damage cover can be included
  • Voluntary excess levels up to £10,000 that attract premium discounts