Property owners liability
Remember that the liability cover purchased by the contractor will only operate if they are negligent, so what happens if they aren’t?
Although JCT looks to pass the liability for an ongoing project onto the contractor, you should consider the risks that your client still runs by merely owning the property that is undergoing works. If a claim occurs outside of the scope of the contract or the contractor’s cover fails for any reason your client could be left to defend themselves alone. You can avoid this by using the right liability cover.