Yes, you should always have liability insurance. Liability insurance can protect you from claims directed at you following someone being injured or killed, or if there is third-party property damage.
- If your project is managed by a main contractor, Property Owner’s Liability will shield you from claims made against you that do not stem from the works or if you are sued alongside a contractor.
- If you are project managing, Project Public Liability and Employer’s Liability will cover claims arising from the works or by persons working on-site.
