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What happens if a neighbour’s property is damaged during the works?

In most cases, damage arises from either negligent design by the construction professionals involved or poor workmanship by the contractor.

  • If negligence cannot be proven, neither Professional Indemnity held by property professionals nor Public Liability arranged by the contractor will pay the claim.
  • Instead, under the Party Wall Act 1996, the homeowner (you) would be responsible for resolving damage due to certain causes to neighbouring properties caused by your works.