Which JCT insurance clause is best for homeowners?

Employer (homeowner) controlled options are recommended for ensuring claims are paid under a JCT-compliant insurance policy. For example:

• Minor Works: Clause 5.5 (previously 5.4B in JCT 2016).

• Intermediate/Standard: Clause 6.7, Option B (new build) or Option C (when an existing home is involved).