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Introducing our Team + Story
“Bringing expertise and energy to your contract works challenges.”
Douglas Brown – Managing Director

Contract works expertise and commitment to support you and your clients

From the beginning, we were confident that there was an insurance solution for the overwhelming majority of renovation risks. We made it our job to find it; however challenging or time-consuming.

Why? So that each and every renovation project we were asked to cover, however challenging or complex, was fully protected where possible.

Those central values of expertise and passion that helped us start the business in 2018 still drive us today. Nobody should lose their property because they are not properly insured during a renovation project. In each and every renovation case, we deliver sound advice, comprehensive cover, competitive premiums and a fair claims settlement.

Renovation Underwriting Expertise Hero Image
We have continually increased our underwriting capacity over successive years to maintain our highly rated service levels, and we are proud to hold strong, long-term relationships with our capacity partners too.
What happens
in catastrophic
circumstances?

How would you feel if your house collapsed during a renovation project?

Homeowner James Hobby sadly experienced a £250k catastrophic loss on his property and wasn’t insured under his contractor’s policy as he first thought.

Watch our powerful 5 minute film
Our people have market-leading knowledge and a commitment to do right by our brokers and clients
The relationships we hold with our insurer partners are just as committed too and each partner is A rated or better.
We’re committed to bring a sense of creativity to the sector, finding ways to write difficult risks. Find out how we’re doing that through our
Brokers like you have rated us as a 5 star MGA for 3 consecutive years. This prestigious accolade was most recently confirmed by Insurance Business Magazine for 2024.

We’re set to introduce you to Renovation Underwriting more fully in the days to come, as part of a dedicated onboarding series. Watch out for our regular emails that show how we can support you and your end clients, and tell you more about our approach and commitment.

Not yet booked your place at our Welcome Session

We run monthly drop in sessions to share more on RU’s approach and expertise. We love getting to know our brokers and are keen to work closely together in our mutual aim to protect properties undergoing works.

From the dropdown list on the right, pick which date works for you from our series of upcoming Welcome Sessions and we’ll send you all the details so you can stop by to say hi. These hour-long sessions run monthly on Teams and are hosted by a member of our Distribution team.


A comprehensive All Risks insurance under one single policy for the existing structure, the contract works and the homeowner’s liability, this product is fantastic.

– Current RU Broker partner