A building site is significantly riskier than a standard domestic situation. The building undergoes structural changes, making it more vulnerable to loss or damage. Materials on-site could be stolen, liability exposure increases, and the presence of works can attract unwanted attention.
We ensure that our insurance fully protects you and your home during the contract works period. Even if your contractor breaches the policy terms and conditions, you will still get paid—provided you were not complicit.
It is possible to insure a building project more cheaply, but lower premiums often come with significant compromises in coverage and protection. More than 75% of claims using traditional insurance products fail. A JCT-compliant insurance policy is the most secure way to insure a project.
